Oscar Mormeneo, a resident of south Florida worked as a Staff Insurance Adjuster for Kemper Insurance Company from 1979 until 1990, with expertise as an appraiser/adjuster for auto and property insurance claims. During the many years with Kemper he received continuous training working with a heavy load of daily claims and catastrophe losses.

In 1989 he became licensed as a 220 All Lines Insurance Agent. In February 1990, he left Kemper Insurance and worked as an Independent Insurance Agent and also with Prudential Insurance Company in financial services until 1992 when Hurricane Andrew hit us in south Florida. Immediately after Hurricane Andrew, Oscar became an Independent Catastrophe Insurance Adjuster. After Hurricane Andrew he incorporated and worked for many insurance companies doing claim losses for them as an Independent Insurance Adjuster.

In 2004, Oscar sold his independent business and started working for Poe Financial Insurance Companies as a Staff Property Adjuster adjusting regular daily claims and catastrophe claims.
In May of 2005, Oscar transferred his license as a staff adjuster to become a Public (Private) Insurance Adjuster and founded HomeOwner Claims Public Adjusters right before Hurricane Katrina (August 25, 2005). He helped many homeowners deal with the frustration of getting through their property Insurance claims. To date, as a public adjuster, he continues to help homeowners with their property claims making every step of the way Stress Free.

Oscar V. Mormeneo, his son, joined the independent adjusting company in 1996 appraising and adjusting both auto and property claims for many insurance companies. In 2004, after they sold the company he started working for United Auto Insurance. Like his father, he also worked on all three phases of the adjusting business. In 2005, he transferred his license as a Staff Insurance Adjuster to become a Public (Private) Insurance Adjuster and joined forces again with his father. They have been working together since.

HomeOwner Claims Public Adjusters, LLC is a Florida Limited Corporation, licensed and bonded, working for the best interest of the policyholder. We at HomeOwner Claims Public Adjusters strive to adjust and maximize your insurance claim for property damages so that you receive the highest possible settlement provided by your insurance policy coverage.

Our company personnel has over 37 years of combined experience on all three (3) phases of the adjusting business; as a Professional Independent Adjuster, Staff Insurance Company Adjuster and now as a Public Adjuster. We know the in's and out's of the claim process and insurance industry.
We speak the same language as the insurance companies.

We have the insurance knowledge and expertise, construction knowledge, estimation of damage expertise, the knowledge of current laws, and building codes. We have trained professionals, bilingual staff, and a working affiliation with engineers, architects, general contractors, remediation and restoration company's, environmentalists, attorneys, and other industry expert professionals to make your claim process "STRESS FREE". And most importantly we claim and defend what is rightfully yours!!!!!! Hire us as one of the best professional to adjust your claim.